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ARTICLE 1 - Scope of application


The present General Conditions of Sale apply to all orders placed on the website


Is considered as "customer" any physical or moral person carrying out with this site an order validated by our platform of protected payment, by check or any other authorized means of payment. reserves the possibility of adapting or modifying the present General Conditions of Sale. In the event of modification, it will be applied to each order the General Conditions of Sale in force at the day of the order (or during the first payment in the event of multiple payments).


ARTICLE 2 - Orders


The acceptance of an order is made according to a formality of the double click made up of a first click of purchase leading to a page of checking of the order then of a second click of final validation of purchase. Once your order is entered, a confirmation e-mail will be sent to you and your order will be registered. Upon receipt of this order, you will receive the necessary information to download the product.
 The customer agrees to provide a valid email address in order to receive the product ordered. The electronic information products will be downloaded by the customer who will be able to use them on his computer or print them at his own expense. Any order implies acceptance of these General Terms and Conditions of Sale.

In accordance with Article 1316-1 of the Civil Code, the customer undertakes to provide truthful identification. An order is considered valid and accepted only from the moment has acknowledged receipt.


ARTICLE 3 - Availability of items


As long as our offers (and their prices) are visible on, they are valid. When there is an unavailability on a product ordered, the customer is informed by e-mail. If the product is not available and the customer places an order, he can at any time retract and obtain a refund of the amount paid.

Some products may be put on pre-sale before their availability. In this case, this information will be explicitly stated on the sales page.

LifeInvest Residency™: The Guide to Precious Metals in Estonia is currently in production. 

This element will be added at a later date for access to the products in their entirety via a secure platform. Upon completion, we reserve the right to increase the price of this training.


ARTICLE 4 - Prices


The prices indicated in euros are deemed net, excluding shipping costs. The price is payable in full and in one payment at the time of order. In case of payment in several times, the customer will have to pay the totality of the sums envisaged. All orders are invoiced in Euros and payable in Euros. reserves the right to change the prices of its services at any time.

The expenses necessary to the access to the Internet site of are the responsibility of the customer


ARTICLE 5 - Terms of delivery and delivery times


The products are delivered in electronic format in the form of downloads or access to a secure platform. The delivery time cannot exceed seven working days except problem independent of the will of the supplier. The customer is solely responsible for any failure to deliver due to an erroneous indication of his address when ordering.


ARTICLE 6 - Payment


The payment is due immediately with the order, including for the products in pre-order. The payments are carried out by any means of payment authorized on the pages of sale Paypal, by bank transfer or by check. The customer is subject to the conditions of use of Paypal. The secure online payment by credit card is made through third party payment. The payment of training and programs is done through the world leader in online payment Paypal and Stripe.  The information transmitted is encrypted according to the rules of the art and cannot be read during transport on the network. Any guarantee as to the security of this system is entirely the responsibility of the subcontractor and cannot be imputed to us. Once the payment is initiated by the customer, the transaction is immediately debited after verification of the information.

In accordance with article L.132-2 of the French monetary and financial code, the commitment to pay by card is irrevocable. By communicating his banking information at the time of the sale, the customer authorizes the salesman to debit his card of the amount relating to the indicated price. The customer confirms that he is the legal holder of the card to be debited and that he is legally entitled to use it. In case of error, or impossibility to debit the card, the sale is immediately resolved by right and the order cancelled. Payment by bank check is only possible for checks in euros drawn on a bank domiciled in France. The check will be cashed before the order is shipped.


ARTICLE 7 - Product quality


No refund is made after downloading the product ordered.


For information and in accordance with Article L121-21-8 of the Consumer Code, the customer acknowledges and understands that his right of withdrawal can not be exercised, in accordance with paragraph 9, during the supply of audio or video recordings or computer software when they have been unsealed by the consumer after delivery.


The statutory withdrawal period is therefore void from the moment the ordered product is downloaded.

If you participate in a subscription program, you can cancel it at any time via your Paypal account, in your payment preferences. 


When a guarantee is offered in case of lack of results during the video presentation of a product, it is only valid within a maximum of 90 days. If you do not specify the duration of the guarantee in the product presentation video, it will automatically be 30 days.


Notion of "necessary steps": Some of our contracts concern training services.

Our trainings frequently contain action plans, suggestions, recommendations, which we ask the customer to implement to obtain the skill or result targeted by the training.

Before any refund described under our "100% satisfaction or refund" guarantee, will ask the Customer to present proof of the completion of these Necessary Steps.

This proof must be provided no later than 7 working days after has acknowledged receipt of the refund request.

Example: if we organize a training with the objective to set up and invest in Estonia, a Necessary Step could be "To show proof that you have traveled to Estonia".

If the Client is not satisfied with the results of the training, and wishes to obtain a refund, he/she will have to take advantage of having accomplished this Necessary Step.

Unless otherwise stated on the product description page, all our physical products have a 30-day satisfaction guarantee. If you are not satisfied within 30 days of your purchase, return the product in new condition for a full refund (excluding shipping costs).

In the event that a customer should insist on a contentious refund, particularly when the request is made within a period shorter than the duration of the training, for example, the seller reserves the right to apply the law in accordance with Article L121-21-8 of the Consumer Code.

The seller reserves the right, in accordance with Article L. 122-1 of the Consumer Code, to refuse the order, for example for any abnormal request, made in bad faith or for any legitimate reason.

In the case where a customer, already dissatisfied with a product, would be determined to buy again products and to ask systematically for refunding, reserves the right to refuse the litigious requests.

In the case of a purchase via a marketing platform, the guarantee can be extended according to the General Conditions of Sale specific to this platform.

The customer must declare any dispute arising from his order (downloading error, impossibility to access the product, etc.) within 7 (seven) days.

It is emphasized that the results achieved by the products sold on are naturally dependent on the proper application of the advice given. The success of the methods explained and taught depends in part on the commitment of the user to assimilate the techniques given and to practice them so that they produce the expected results.


ARTICLE 9 - Customer acceptance


The customer declares to have taken knowledge of the whole of the present General Conditions of Sale, and if necessary of the Particular Conditions of Sale related to a product or a service, and to accept them without restriction nor reserve. The rates are expressly agreed and accepted by the customer who declares and acknowledges having a perfect knowledge of them. The customer therefore waives the right to invoke any contradictory document, in particular his own general conditions of purchase. The customer recognizes that he has benefited from the advice and information necessary to ensure the adequacy of the offer to his needs and the act of purchase involves the acceptance of these General Conditions of Sale.


ARTICLE 10 - The contract


The present contract comes into force at the time of the payment (or of the first payment in the event of multiple payments) of the order by the purchaser (including for the articles in pre-order). It is concluded for the duration necessary to the supply of the products by and that until the end of the guarantees and the obligations, this information being given directly on the page of sale of the product.


ARTICLE 11 - Right of use and reproduction


All texts, illustrations, brands, domain names, products, videos contained in the products and services referred to herein, directly or under sub-license from a third party, are protected by copyright and by database law, in accordance with the Intellectual Property Code. More generally, all information subject to intellectual property rights are and remain the exclusive property of the seller.

No transfer of intellectual property rights is made through these Terms and Conditions of Sale.

The customer is forbidden to use the products and services for any purpose other than purely documentary purposes, just as he or she is forbidden to publish, distribute or sell, in any way whatsoever, the content accessed. Any other use not provided for by the Intellectual Property Code is subject to prior written authorization.


ARTICLE 12 - Legal notice


The information contained on, all the texts, illustrations, brands, domain names, products, videos contained in the products and services referred to herein should not be considered as tax, financial, investment or any other type of professional advice. Only a professional diagnosis of the user's specific situation can determine the strategies adapted to the client's needs.


ARTICLE 13 - Responsibility


The client is solely responsible for the consultation, selection, use and interpretation of the documentation provided. Our responsibility cannot be called into question, as much with respect to third parties as to the customer, for the consequences of the use of the results of the research by the customer or of omissions following an unsuccessful, defective, partial or erroneous research, or of the bad use of the answers and texts consulted.

Consequently, we shall not be held, due to an express or tacit obligation, as civilly responsible towards the customer or third parties for any direct or indirect damage resulting from the use of the information and in particular consecutive to an inaccurate or incomplete information, an indexing error or a delay of on-line publishing.

In no event shall we be liable for any damages whatsoever, including but not limited to, business interruption, loss of data or any other financial loss arising out of the use or inability to use the products and services described herein. In addition, any assistance provided free of charge in the use of the products and services shall not create any additional warranty to these terms.

The performance of the seller's obligations hereunder shall be suspended in the event of the occurrence of an act of God or force majeure that would prevent the performance thereof. The seller will notify the customer of the occurrence of such an event as soon as possible.


Article 14 - Protection of personal data


In accordance with the Data-processing Law and Freedoms of January 6, 1978, you have the rights of interrogation, access, modification, opposition and correction on the personal data concerning you. We declare all our files to the National Commission for Information Technology and Civil Liberties (CNIL). By entering your email address, you will receive emails containing information and promotional offers about our products. You can unsubscribe at any time. You just have to click on the link at the end of our emails.


ARTICLE 15 - Applicable law


All the clauses appearing in the present General Conditions of Sale, as well as all the operations of purchase and sale which are aimed there, will be subjected to the French right.

In case of dispute, the customer will address in priority to the publisher of, the company LifeInvest International OU, to obtain an amicable solution. Otherwise, any dispute in relation to the use of the site is subject to Estonian law.

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